Angela Setters–Bessard
Founder/CEO
Conquer Credit Management, Inc.

Known as a pioneer in the Credit Industry, Angela Setters-Bessard is the Founder and CEO of Conquer Credit Management, Inc. Since starting her first business over twenty one years ago as a consultant, Angela is now changing lives with her relentless dedication to helping people understand how to manage their credit and use it as tool to create wealth and sustain financial stability. Working solely through referrals and trusted advisors, Conquer Credit Management, Inc. intends to flourish into a prominent credit management agency in the Credit and Financial Industries. Angela has been a credit consultant to professional athletes, celebrities, high net worth individuals and several Fortune 100-500 companies, and her referral list continues to grow.

Angela started in the financial industry as a mortgage underwriter. It was then that she identified a specific niche where people desperately needed help: understanding and managing credit worthiness. Angela knew that this was the key for many people to achieve their financial goals and dreams. Out of that need, Angela started her journey to counsel consumers. These individuals would later become clients of her first entrepreneurial outreach as an educator. Angela's goal has always been to teach her clients to be better stewards of their credit, which ultimately makes a difference in their long-term financial health and stability.

Ever innovative, Angela is the creator and host of the nationally recognized weekly webcast/podcast show, "Your Credit Today" on iTunes. The popular show inspires people to take their credit seriously by addressing the effects credit can have on consumers' financial lives as well as sharing practical "how-to" techniques for free. Additionally, Angela has been an advocate for many nonprofit organizations where she has had the opportunity to educate consumers. Kids Club USA, Valley Rescue Mission, and The Fellowship of Inmates as well as at risk teens and college students, several California church organizations, transitional living homes and battered woman's shelters are some of the organizations that have benefitted from Angela's education and support.

A celebrated expert and trusted leader in financial circles, Angela has been named as one of the 2003 Female Entrepreneurs of the Year for Small Business by, "Who's Who In Business," a nationally recognized organization. In 2007 she was acknowledged by Empowered Women's National Organization as a premier business consultant and leader.

Angela is a popular and influential speaker who participates in monthly engagements where she shares her unique insights and expertise on credit management with some of the world's major financial firms. California Association of Mortgage Brokers, California Association of CPA's, World Savings Bank, Wells Fargo, Coldwell Banker, Sotheby's, Keller Williams, PNG Corporate, Mastermind Corporate, Merrill Lynch, Bank of America as well as The Empowered Women's Network, the National Association of Women in Business, several Rotary Clubs and Chambers of Commerce are just a few of the companies and organizations to which Angela has lent her expertise. Her interactive and witty presentations are full of useful and educational content. Attendees often come out of their seats with excitement as they begin to understand how they can use credit to move their companies forward in addition to helping their customers reach their financial goals.

In addition to running a successful company and contributing her support to many charitable causes, Angela is a dedicated wife and mother raising three sons, teenagers Justin and Jordan, and baby Julian, all while being integrally involved in Crossover Ministries where her husband, Ralph, serves as the Senior Pastor and founder. There's never a dull moment in Angela's day, and she thrives on the excitement. In everything she does, she's helping people improve their lives and reach their dreams, and nothing gives Angela greater satisfaction. As Angela puts it, "I'm living MY dream."